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Arizona Area Real Estate Blog

Five Basic Home Buying Principles

Here are Five Basic Home Buying Principles I have learned over the past 11 years helping buyers, just like you, find and purchase homes all across the Phoenix valley.

These principles and guidelines are applicable to all residential real estate purchases, whether you’re buying a luxury home in Desert Mountain or Oakwood Hills, a water-ski property in Santan Lakeside Estates, a waterfront condo on Tempe Town Lake, a retirement home in Sun Lakes or in Trilogy at Power Ranch, or typical neighborhood home in Gilbert.

While somewhat obvious, but surprising overlooked, these five basic home buying principles serve as the foundation for making a wise home buying decision. Of course there are many other home buying principles and in the near future I will amend this publication with the second set of five home buying principles.

Five Basic Home Buying Principles

  1. The first principle is to view any...

Top 10 Questions To Ask Your Insurance Agent

Buying a home will probably be the single largest purchase you will ever make. In many cases, it is also the singular largest asset you will own.  Ask yourself this question: “If I were to lose my home in a catastrophic event will I be more concerned about the premiums I was saving or the ability and reputation of the company that will now come to cover my losses?” Saving a little in the way of premium at the expense of proper and adequate coverage may not be your best option.

In today’s competitive world there is a myriad of choices among insurance carriers and products—including the particular policies, riders, deductibles, and exclusions of such products.  There are also important customer service differences in agents and in their office staffs.  Establishing a relationship with a good agent who is backed by a reputable and proven insurance company is essential.  Remember, a professional agent will be more concerned with helping you...