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Top 10 Questions To Ask Your Insurance Agent

Buying a home will probably be the single largest purchase you will ever make. In many cases, it is also the singular largest asset you will own.  Ask yourself this question: “If I were to lose my home in a catastrophic event will I be more concerned about the premiums I was saving or the ability and reputation of the company that will now come to cover my losses?” Saving a little in the way of premium at the expense of proper and adequate coverage may not be your best option.

In today’s competitive world there is a myriad of choices among insurance carriers and products—including the particular policies, riders, deductibles, and exclusions of such products.  There are also important customer service differences in agents and in their office staffs.  Establishing a relationship with a good agent who is backed by a reputable and proven insurance company is essential.  Remember, a professional agent will be more concerned with helping you...

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